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Loans and Services

Loans and Services

One of the fastest growing segments in the mortgage industry today is government lending. FHA and VA financing permits low down payments and more flexible guidelines than a conventional mortgage. At DRMC, we pride ourselves in helping borrowers who require a low down payment or have credit challenges. FHA and VA loans are not restricted to first time homebuyers – they are also available for purchase and refinance transactions.

Diamond Residential is built on a foundation of common sense, integrity, and excellence within a “can-do” environment. Our family of mortgage professionals is well-versed in all aspects of home lending. We focus on government-insured products and conventional lending, as well as jumbo products and specialty lending. At DRMC, we truly take pride in all the services we provide.

USDA Guaranteed Rural Housing is another program that allows 100% financing. This county- based program is for low to moderate income families and is established on the HUD “Median Income” for your area.

In addition to low down payment programs, DRMC also specializes in Conventional / Conforming and Jumbo / Nonconforming financing. These products are geared towards borrowers with larger down payments and higher credit scores.

DRMC has access to a full suite of Alt QM Products which offer solutions for recent derogatory credit events, nonconforming properties, and cash flow based investor loans. This product also has solutions for self-employed borrowers through a bank statement loan.

Diamond Residential Mortgage Corporation has many complementary products available. Please call one of our lending professionals today for more programs.